Our Return of Premium Term Life Plan

How would you feel about a life insurance policy that guarantees a 100% refund of all premiums if you never need to use it? While most term life plans "rent" their protection for a pre-determined number of years and then wave "good-bye" if you outlive your coverage, we offer a better solution. Our Return of Premium Term Life Plan guarantees that at the end of your "rental" period you'll recover all the money paid in premiums, thus your net cost of insurance is $0.

Here's an example:

Mr. Smith at age 30, a non-smoker, decides to help protect his family's future through the purchase of life insurance. For $23.93 per month he can acquire a Non-Med Term Life policy that provides a death benefit of $100,000 with level premiums for 30 years. To apply there are no exams, tests, waiting periods or processing delays so standard issue depends only on answers to a few short health questions during the underwriting process.

What makes our term life plan different from most others is that for an additional $2.80 per month our  Return of Premium rider will guarantee a 100% return of his investment if he outlives his 30 year period of coverage. It's an obvious win/win for the Smith family.

Click here for a Term Life quote.